Valley of the Sun Casual Club
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THIS FORUM IS FOR YOU ALL . PLEASE FEEL LIKE IT IS YOURS . READ THE FORUMS. POST COMMENTS . ASK QUESTIONS . IF YOU HAVE A COMPLAINT POST IT . MAKE SUGGESTIONS . READ SOME TUTORIALS . READ SOME GOLF TIPS . CHECK RECENT TOURNEY WINNERS . BROWSE OUR OLD FORUM ARCHIVES . LOG IN TO THE CHAT AND MESSAGE SOMEONE TO MEET YOU THERE AND ARRANGE A MATCH . LOG IN TO THE CHAT TO SEE IF SOMEONE IS THERE JUST TO SAY HI . MESSAGE ME IF YOU WANT TO GET ON THE DAILY BLITZ .


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Owner’s Objectives

It's been a while since I expressed some of my objectives for the CC . First of all I like and respect everyone that joins our club . I realize that not everyone knows what a CC is all about . Many have different reasons for joining . I really don't know how many of the other clubs are run . They are all different . What I want to emphasize in our CC is that whatever tier you are . That you feel comfortable here , part of a team of players that come here to find conditions that enable them to improve their game , hone their skills , lower their scores ,lower their averages , move up in tiers . Enjoyably and comfortably with the conditions that challenge them enough to keep that drive without the frustrationsof regular game play . All that is completely possible by either creating those tourneys yourself or by messaging me about it . Or someone else in your tier that has been creating tourneys . Any kind of information that you need to know should be provided here , any kind of appp , calculator , help , tutorial , tournament , statistic , message , opinion , gripe , compliment , etc , etc . Should able to be aqcuired here ( or in our website , as it may be easier there ). With your help , all of this can be done easily . We already have a good start . I am going to be here for a very long time trying to achieve all this . For any of you that think it's a good direction for your CC to go in . Then lets keep on keepin on . Sincerely , Your Co team member PDB1 , Paul ( sitting here on a rare rainy day ) May the SUN always be with you
POST OF THE WEEK

Re: Where are the Flags ?By Bertasion in Valley of the Sun Casual Club The other day upon the heather fair I hit a flagstick that was not there. I saw it's shadow and heard the clank but where it stood was just a blank. It was not there again today. I wonder when it will come back and stay. Brian
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PUBLIC CITIZEN 'these bank failures were entirely avoidable'

Valley of the Sun Casual Club :: F14 ANYTHING ELSE ? :: PUBLIC CITIZEN

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subject title PUBLIC CITIZEN 'these bank failures were entirely avoidable'

Post by Paul Tue 14 Mar 2023, 1:15 pm

In case you hadn’t heard of Silicon Valley Bank until it collapsed last week, a few things to know:
  • Before it failed, Silicon Valley Bank was the 16th largest bank in the United States.

  • If “16th largest” doesn’t sound that big, consider this: there are around 4,700 FDIC-insured commercial banks operating in America today. (And something like Bank of America — which alone has over 6,000 locations — counts as just ONE bank in that 4,700 figure).

  • The failure of Silicon Valley Bank is the second largest in our nation’s entire history, behind only the collapse of Washington Mutual during the 2008 financial crisis.

  • And it didn’t stop with Silicon Valley Bank in California. Signature Bank in New York collapsed two days later. That is the third largest bank failure in U.S. history.

Senator Elizabeth Warren explains how we got here in a New York Times op-ed:

In the aftermath of the 2008 financial crisis, Congress passed the Dodd-Frank Act to protect consumers and ensure that big banks could never again take down the economy and destroy millions of lives. Wall Street chief executives and their armies of lawyers and lobbyists hated this law. They spent millions trying to defeat it, and, when they lost, spent millions more trying to weaken it.

Greg Becker, the chief executive of Silicon Valley Bank, was one of the ‌many high-powered executives who lobbied Congress to weaken the law. In 2018, the big banks won. With support from both parties, President Donald Trump signed a law to roll back critical parts of Dodd-Frank. Regulators, including the Federal Reserve chair Jerome Powell, then made a bad situation worse, ‌‌letting financial institutions load up on risk.

These bank failures were entirely avoidable if Congress and the Fed had done their jobs and kept strong banking regulations in place since 2018.

The parts of Dodd-Frank that got rolled back included a requirement that large banks undergo periodic “stress tests” — a measure that very likely could have prevented Silicon Valley Bank and Signature Bank from collapsing.

Public Citizen fought the rollbacks when they were jammed through in 2018. And we’re calling for immediate legislation to restore these obviously needed elements of Dodd-Frank before our country faces another avoidable banking crisis.

Tell Congress:

The big banks have shown us — again — that they can’t be trusted to regulate themselves or to operate responsibly without oversight. Pass legislation without delay to restore the commonsense, and obviously needed, provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act that were rolled back in 2018.

Click now to add your name.

Thanks for taking action.

For progress,

- Robert Weissman, President of Public Citizen
Paul
Paul
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